Tampa Sinkhole Lawyer
Tampa Sinkholes
Sinkholes are an unfortunate part of Florida's geology and a fact of life for Florida property owners. Having a sinkhole on your property can be a devastating experience, and dealing with the insurance company adds an even greater burden.
Here is a list of signs that your home may be being affected by a sinkhole:
- Structural failure, cracks in walls, floors or pavement
- Cracks in the ground. Changes in vegetation (dry and wilting)
- Exposed tree roots that were not exposed before;
- Doors and windows fail to close properly;
- Depressed areas of your property that were not there before;
- Muddy water or turbidity in well water;
- Small ponds of rainfall where water has not collected before;
- Fence posts that start sagging or slanting of trees;
- Exposure of exterior footer or separation of soils from floor slabs;
Sinkhole claims generally come in two forms and are filed against the homeowner's insurance company. The first type is where the insurance company has denied that a sinkhole exists. Florida law requires that an insurer conduct certain tests by specially qualified individuals in order to deny a claim. Even so, the insurance company gets to pick the company who performs the test and the proper tests are not always performed but the claim may be denied either way.
The second type of sinkhole claim is where the insurance company agrees that a sinkhole exists, but there is disagreement about how to fix the problem. The insurer will often recommend that concrete be poured into the sinkhole. This process is called "grouting" and there are valid questions as to whether this process actually provides a definite fix for the problem. Your insurance company will take the lowest repair estimate and usually offer to pay you that amount of money to settle your claim. BEWARE! Most grouting companies do not give a final estimate for the repairs they will conduct. There is NO WAY to determine how much concrete will be needed to grout a particular area. Normally a grouting company’s service agreement will likely indicate that the homeowner will be responsible for any charges over and above the initial estimate. Depending on how much grout is actually needed, you could end up paying double the amount your insurance company has paid you!
Call us today at (813) 933-1234 or toll free at (877) 935-1234 or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it


